Friday, August 29, 2008

Money for Tomorrow


Here is an excerpt from my new book, Money for Tomorrow...

‘Ah, home sweet home.’ You think to yourself as you pull into the driveway after a hard day’s work. Finally, Friday has arrived and it could not have come sooner after this very tiring week. You climb out of your brand new SUV and walk through the door into the kitchen. The family is scattered throughout the house and you go to greet each one.

The significant other is in the office looking up the menu for that new restaurant downtown. They have a bacon wrapped fillet that already has your mouth watering. Now the hunt is on for the kids. You find the oldest in his room listening to music and talking to his girlfriend on the phone. You say hi and abort ship because he is planning on going to the mall and that always leads to some form of begging.

Finally, you seek out your daughter. She is guaranteed to be where you want to end up…the living room. Your suspicions pan out to be reality. She is watching some cartoon and lying on the floor. After giving her a hug she cuddles up next to you on the couch and you watch the television together.

Sounds like a pretty typical day, doesn’t it? In the course of ten minutes you went from your car into your home and all throughout. Think of all the things you touched and saw and all the things that were in use by your family. There were all those plans being made which involved dinner and shopping. All of these things cost money. Sometimes we actually own those items and other times they are owned by a bank or creditor. How many of these items that you passed are owned by you?

We all want money. It seems like every time we look around there is something about money. Most of our decisions are based off of how much things cost. There are those that will drive an extra mile or two to save a few cents per gallon of gas. Those few pennies saved will make up for all those items that we just bought on credit. Isn’t it fun to fantasize about having the big house on the block or living on the beach? Why is it, then, that we bury ourselves in debt?
We use credit cards to buy clothes and jewelry. It is unheard of to buy a car with cash in today’s world. Who is the last person you know that actually saved the 20% for a down payment on their home? Who cares, we will always be in debt? If you like living paycheck to paycheck, then stop reading right here.

For everyone else, I am going to try and help dismiss some of our current myths that we all are brought up to believe. Also, we are going to discover some different ways of looking at things to help us make our money work for us. Many of the things you read will be VERY tough to swallow. We all need to be honest with ourselves before we can ever make a change.

To see more go to: Money for Tomorrow

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